ITIN Home Loans

Explore ITIN Home Loans as your pathway to homeownership, tailored for individuals facing unique challenges in obtaining traditional mortgage loans due to the absence of a Social Security Number (SSN). ITIN home loans empower borrowers by offering them a financial lifeline they might have thought was out of reach.

With a cap of $1.5 million, a minimum FICO score of 680, and a focus on owner-occupied properties, our flexible criteria include Loan-to-Value (LTV) up to 80% and Debt-to-Income (DTI) up to 50%, making homeownership attainable for you.

Our requirements:

Full Documentation & 1099 income options, no housing history needed. Simply provide an unexpired Government Photo ID and ITIN Card or IRS Letter.


We offer owner-financed homes to community members
who don't have access to traditional bank financing